
Whether you are a retiree, or a retiree-in-training, the Internet provides you with access to resources that can make your life better. There are a growing number of resources to help retirees and their families deal with the issues of retirement and aging.
Planning on retiring soon? Click here to read Social Security 2006: What You Need to Know.

Public Employee Retirement Systems
Ohio Public Employee Retirement System
(OPERS)
SBC Related Sites
Access.SBC.com
Use SS# plus zip code to log on
SBC
SBC's Commercial Website
SBC Benefits Resources
Health Insurance & Medical Plans
Requires password and user ID to access
SBC Pension and Savings Plan
Requires password and user ID to access

Wired Seniors
A Portal Web Site to Serve All the Needs of the Over 50 Age Group. WiredSeniors.com gives Seniors a "Web of Your Own" and serves as the Main Hub of the many Seniors Related Web Sites that makes up the WiredSeniors.com Web Network."
SeniorResource.com
Senior Resource - Retirement Communities and Planning - Assisted Living - Aging in Place – Housing. The "E-cyclopedia" of housing options and information for retirement, finance, insurance and care.
AgeSource Worldwide (part of AARP)
Information resources about aging from around the world. Available in English, French and Spanish.
AARP Research Center
Here is where you can find research results and reference information to answer your questions about a variety of subjects related to aging.
Today’s Seniors
If you've already retired...preparing for retirement...or just thinking about it, Today's Seniors has solutions to help simplify your life...to get the most out of retirement...and eliminate the hassles.
BenefitsCheckUp
Missing out on benefits? BenefitsCheckUp helps thousands every day to find programs for people ages 55 and over that may pay for some of their costs of prescription drugs, health care, utilities, and other essential items or services.
AgeNet
Solutions for better aging. One-stop information source for older adults. Includes health, legal and insurance information specific to older adults.
The Senior Center
Information on travel bargains, free books, and health news for senior citizens.
SeniorLink
National eldercare resource, referral and consultation service for seniors and their families.
FirstGov for Seniors
A guide to government resources for seniors.
Senior Journal
Senior Citizens News and Information Daily on the Web.
Golden Age Passport
A lifetime entrance pass for citizens or permanent residents of the United States who are age 62 or older to national parks monuments, historic sites, recreation areas, and national wildlife refuges that charge an entrance fee.
Volunteer Senior Ranger Corps
The Volunteer Senior Ranger Corps program is designed to create and model opportunities for seniors to develop and express stewardship for national park resources and positively affect their local communities through volunteerism.

Tender Loving Care
A guide to hiring an in-home caregiver
Eldercare: An AFSCME Guide for Families and Unions
ElderWeb
Award-winning online eldercare sourcebook
Eldercare Locator (US Administration on Aging)
The Eldercare Locator connects older Americans and their caregivers with sources of information on senior services.
CarePlanner
Decision making guide for appropriate level of care for elderly or disabled person
Aging Solutions: Aging Parents and Elder Care
Nursing Homes (Medicare)
Provides visitors with information relating to Medicaid and Medicare certified nursing homes throughout the United States

Official Government Sites
Social Security Administration
The official website of the US Social Security Administration
Social Security Retirement Planner
This planner provides detailed information about your Social Security retirement benefits under current law and points out things you may want to consider as you prepare for the future.
Social Security Online: State and Local Government Employers
This site is for State and local government employers who are responsible for withholding, reporting and paying Social Security and Medicare taxes for public employees.
Social Security Online for Women
Women represent 58 percent of all Social Security beneficiaries age 62 and older and approximately 71 percent of all beneficiaries age 85 and older.
Social Security Handbook
Online as well as downloadable versions of the Social Security Handbook.
History of Social Security
In this extensive collection of history-related materials is presented both the institutional history of the Social Security Administration and the history of the Social Security program.
Non-Official Sites
Sign the Pledge to Protect Social Security and Medicare
Some politicians claim they support Social Security and say they want a new drug benefit for seniors. But they are hiding their real agenda - and they don't want voters to know until after Election Day.
The Social Security Network
The source for information, analysis, and expert commentary on the Social Security debate
Social Security (AFL-CIO)
Social Security is one of America’s most comprehensive family protection programs. It is responsible for keeping millions of retired or disabled workers out of poverty. But some politicians want to change that. They want to privatize the system. Use this website to learn more and take action.
AARP Social Security Center
From an open letter to AARP members: "AARP is committed to working with both political parties to help ensure that Social Security remains strong for all Americans."
Congressional Budget Office Publications on Social Security and Pensions
The Congressional Budget Office is a small, nonpartisan agency that produces policy analyses, cost estimates of legislation, and budget and economic projections that serve as a basis for the Congress's decisions about spending and taxes. Every piece of legislation affecting the use of the nation's resources undergoes CBO's scrutiny.
The Real Privatizer's Social Security Calculator
Estimate your monthly benefit under a partially privatized Social Security system compared with the current system
Legal Information Institute: Social Security
Provided by Cornell University’s Law Library

Official Government Sites
Medicare
The official US government site for people with Medicare. Includes informaton on the following:
My.Medicare.gov, Prescription Drug Plan, Medicare & You 2006, Medicare Billing, Medicare Appeals,
Long-Term Care, Plan Choices, Preventive Services, Address Change, Replacement Card, Medicaid Enrollment, Provider Information, Hurricane Information, and much more.
Medicare and You 2006 Handbook
Summary of Medicare benefits, rights and protections, and answers to the most frequently asked questions about Medicare in a PDF file that you can download (409 KB).
Medicare Participating Physicians Directory
Part of the Medicare government website, this tool will provide you with a list of physicians in the specialty and geographic area you specify, along with detailed physician profiles, maps and driving directions.
Medicare Payment Advisory Commission
The Medicare Payment Advisory Commission (MedPAC) is an independent federal body established by the Balanced Budget Act of 1997 (P.L. 105-33) to advise the U.S. Congress on issues affecting the Medicare program.
Medicare Plan Choices
Part of the Medicare government website - The Medicare health plan the choices that affect you and include many things like cost, benefits, doctor choice, convenience, and quality.
Medicare Prescription Drug and Other Assistance Programs
Information on the new Medicare Prescription Drug Plan -Finding a Medicare Prescription Drug Plan, Enrolling in a Medicare Prescription Drug Plan, Learn how Medicare Prescription Drug Plans Work and more.
Non-Government Sites
What’s In the New Medicare Law?
Overview of the new Medicare Law and its inadequacies, provided by the AFSCME Retiree Program
Hard to Swallow:
Older Americans and the High Cost of Prescription Drugs
BNA’s Web Watch: Prescription Drug Costs
Headquartered in Washington, DC since 1929, BNA is an independent publisher and the oldest wholly employee-owned company in the United States. BNA is the foremost publisher of print and electronic news, analysis, and reference products, providing intensive coverage of legal and regulatory developments for decision makers in business and government.
Families USA:
The voice for Health Care consumers
Medicare
Prescription Drugs
Fair Drug Prices.org
A Web site for American consumers who want to join the fight for fair prescription drugs prices.

Other Government Agencies
The US Administration on Aging (AoA)
Department of Health and Human Services
US National Institutes of Health: National Institute on Aging
Leading the Federal effort on aging research
Ohio Department of Aging
Ohio Department of Aging and Ohio’s Aging Network
ODoA's Golden Buckeye Program
Monroe County, Michigan, Commission on Aging
29 Washington Street
Monroe, Michigan 48161-2234
Telephone: (734) 240-7363
Hours 8:30 AM to 5:00 PM
Ohio Association of Area Offices on Aging
A statewide network of agencies that provide services for the elderly, as well as advocate on behalf of older Ohioans.
District 3 (Lima Area)
Area Agency on Aging, PSA 3
892-A South Cable Rd.
Lima, OH 45805
419/222-7723
419/222-6212 (fax)
PASSPORT: 1-800-653-7277
Ombudsman: 1-800-653-7778
Serving Allen, Auglaize, Hancock, Hardin, Mercer, Putnam and Van Wert counties.
District 4 (Toledo Area)
Area Office on Aging of Northwestern Ohio, Inc.
2155 Arlington Ave.
Toledo, OH 43609-0624
419/382-0624
419/382-4560 (fax)
PASSPORT: 1-800-472-7277
Ombudsman: 1-800-542-1874
Serving Defiance, Erie, Fulton, Henry, Lucas, Ottawa, Paulding, Sandusky, Williams
and Wood counties.

Alliance for Retired Americans
The mission of the Alliance for Retired Americans is to ensure social and economic justice and full civil rights for all citizens so that they may enjoy lives of dignity, personal and family fulfillment and security.
American Association of Retired Persons (AARP)
Benefits, advocacy and information on aging for people age 50 and over. The site is also available in Spanish
The National Council on the Aging
The National Council on the Aging is a national network of organizations and individuals dedicated to improving the health and independence of older persons and increasing their continuing contributions to communities, society and future generations.

Facts About Age Discrimination
From the US Equal Employment Opportunity Commission: "The Age Discrimination in Employment Act of 1967 (ADEA) protects individuals who are 40 years of age or older from employment discrimination based on age."
Age Discrimination in Employment Act of 1967
Also from the Equal Employment Opportunity Commission, the actual text of the 1967 act.
Age Discrimination Act of 1975
From the Department of Labor, the text of the 1975 act.
Age Discrimination at Work
From AARP, information about Age Discrimination and what you can do if you feel you've been discriminated against on the job because of your age.

A Guide to Retirement
Provided by AFSCME, the American Federation of State, County and Municipal Employees, AFL-CIO
Aging Internet Information Notes -
Workforce and Aging
From the Department of Health & Human Services' Administration on Aging, addressing various aspects of aging and a new national study on the future of the older worker, followed by statistics, information on age discrimination, federal programs, articles, older worker programs supported by the U.S. Department of Labor, and other programs and services
Best Employers for Workers Over 50
A survey from AARP on which are the best employers for people over 50.
Senior Law Homepage
This is a Web site where senior citizens, their families, attorneys, social workers, and financial planners, can access information about Elder Law, Medicare, Medicaid, estate planning, trusts and the rights of the elderly and disabled. Commercial in nature.
Elder Law Answers
ElderLawAnswers provides legal information, not legal advice. The site explains general legal concepts and principles which may or may not be applicable to a particular person's situation. ElderLawAnswers is not a law firm, does not give legal advice and no attorney-client relationship exists between the site and any user.
National Senior Citizen Law Center
“helping older people to live in dignity and freedom from poverty” - The National Senior Citizens Law Center advocates nationwide to promote the independence and well-being of low-income elderly individuals and persons with disabilities.
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